Code of Virginia (Last Updated:July 28, 2020) |
TITLE 6.2. Financial Institutions and Services |
SUBTITLE I. General Provisions |
CHAPTER 3. Interest and Usury |
ARTICLE 4. Loans Exempt From Limit on Contract Rate of Interest |
SECTION 6.2-309. Charges by banks and savings institutions on installment loans |
SECTION 6.2-310. Rate of interest chargeable by state banks and savings institutions |
SECTION 6.2-311. Closed-end installment loans by sellers of goods or services |
SECTION 6.2-312. (Effective January 1, 2021) Open-end credit plans |
SECTION 6.2-313. Open-end credit extended by banks or savings institutions |
SECTION 6.2-314. Motor vehicle purchase loans by subsidiaries and affiliates of banks and savings institutions |
SECTION 6.2-315. Loans by certain financial institutions or brokers payable on demand or having a term up to one year |
SECTION 6.2-316. Loans of $5,000 or more made by certain financial institutions |
SECTION 6.2-317. Loans of $5,000 or more for business or investment purposes |
SECTION 6.2-318. Loans by credit unions |
SECTION 6.2-319. Loans by pension plans to participants |
SECTION 6.2-320. Loans by industrial loan associations |
SECTION 6.2-321. Loans pursuant to stock option financing programs |
SECTION 6.2-322. Extensions of credit on pledged securities |
SECTION 6.2-323. Educational loans by banks or savings institutions |
SECTION 6.2-324. Educational loans by private institution of higher education |
SECTION 6.2-325. Certain loans secured by first deed of trust or mortgage |
SECTION 6.2-326. Fees and charges in connection with loans by real estate lenders |
SECTION 6.2-327. Certain loans secured by a subordinate deed of trust or mortgage |
SECTION 6.2-328. Charges allowed on loan secured by subordinate mortgage |
SECTION 6.2-329. Loans insured or guaranteed by certain governmental agencies |