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Code of Virginia (Last Updated:July 28, 2020) |
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TITLE 59.1. Trade and Commerce |
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CHAPTER 35.1. Security Freezes |
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SECTION 59.1-444.1. Definitions |
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As used in this chapter: "Consumer" means an individual who is also a resident of this state. "Consumer reporting agency" has the same meaning as in § 603(f) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(f)). "Credit report" means a "consumer report," as defined in § 603(d) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(d)); provided, however, that for purposes of this chapter, a credit report is limited to information that a consumer reporting agency furnishes to a person that it has reason to believe intends to use the information as a factor in establishing the consumer's eligibility for credit to be used primarily for personal, family or household purposes. "Proper identification" means proper identification as defined in 15 U.S.C. § 1681h(a)(1). |