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Notwithstanding subdivision 2 (b) of § 38.2-3503 or the provisions of § 38.2-3503 , an insurer that issues a Medicare supplement policy shall not deny a claim for losses incurred more than six months from the effective date of coverage on the grounds that a condition existed prior to the effective date of coverage regardless of the application form used. Except as so provided, the policy or contract shall not include wording that would permit a defense based upon preexisting conditions. 1980, c. 204, § 38.1-362.15; 1981, c. 575; 1986, c. 562; 1995, c. 38.2-3503 .
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